At 3F Financial, we specialize in personalized credit strategies and funding options designed to empower your business and drive success.
We understand the unique challenges that come with building business credit and securing funding.
Access to Capital: "Struggling to get approved for business loans or lines of credit?"
Building Business Credit: "Unsure how to establish or improve your business credit profile?"
Credit Score Challenges: "Is a poor credit score limiting your ability to expand?"
Limited Growth Opportunities: "Need strategic funding to capitalize on growth opportunities?"
Customized financial strategies to unlock your business’s potential.
"Get personalized credit plans designed specifically for your business needs."
"Leverage our vast network of financial institutions to secure the funding your business requires."
"Benefit from expert advice on navigating credit systems and improving your financial profile."
"Achieve sustainable business growth with strategic financial interventions."
Explore how our solutions can help your business thrive.
Business Credit Consulting:
"Establish a solid business credit profile with our expert guidance."
Funding Solutions:
"Access a wide network of lenders to secure customized funding for your business."
Financial Literacy Programs:
"Empower yourself with the financial knowledge to make informed decisions."
Debt Mitigation Services:
"Develop strategies to manage and reduce business debt effectively."
Real Estate Investment Advising:
"Receive strategic advice on real estate investments tailored to your business goals."
Meet the Visionaries
Guided by decades of experience, our leadership team is dedicated to helping your business succeed.
Vice-President
Derik Fay is a self-made entrepreneur, venture capitalist, and business strategist with over two decades of experience building, scaling, and selling businesses. As the Founder and CEO of 3F Management, Derik has successfully exited over 30 companies, consistently turning them into profitable enterprises. His expertise lies in transforming small businesses into multimillion-dollar entities through strategic partnerships, operational efficiencies, and hands-on mentorship.
Derik is renowned for his hands-on approach to business growth, focusing on both financial and operational management. His track record speaks for itself, and his passion for helping entrepreneurs realize their potential is at the heart of 3F Financial.
Vice-President
Rhonda Klch is a nationally recognized financial expert and entrepreneur, with more than 20 years of experience in credit consulting, real estate investing, and business advisory. As a leader at 3F Financial, Rhonda specializes in business credit solutions and financial consulting, helping businesses secure the funding and resources they need to grow.
Rhonda’s career began with her first business at the age of 18, and she has since become a trailblazer in the financial world. She founded Equity First, where she continues to provide expert guidance to business owners across the country. Rhonda is also a celebrated public speaker, known for her dedication to financial literacy and community empowerment through the Equity First Foundation.
Vice-President
Paul has played a major role in scaling companies both domestically and globally. Throughout his 25+ year career, he has created more than $900M in top-line revenue for businesses around the world.
Paul and his high-performance teams have been recognized by Inc Magazine’s Top 5000 fastest growing companies 4 times and he has been recognized by Yahoo! News as a Global Sales Influencer, receiving awards for his work in North America, South America, Asia, and the Middle East. Paul’s superpower is simplifying business challenges into easily understood solutions to produce EPIC RESULTS.
Get ready for your consultation by checking out these common questions.
Our consultations typically last about 30 minutes.
We’ll go over your business’s credit needs, any financial challenges, and personalized funding options to help you grow.
Please have recent financial statements and, if possible, your credit report. This will help us tailor solutions for your needs.
Yes, you can easily reschedule using the link in your confirmation email or by contacting us directly.
Our expertise has helped businesses across the country achieve their financial goals.
“Rhonda’s team provided expert guidance that transformed our approach to business credit, helping us overcome previous challenges.”
United Mortgage
“3F Financial helped us secure the funding we needed to scale quickly. Their strategic advice was invaluable."
CEO of TechVentures
Let’s discuss how we can help you achieve your
business credit and funding goals.
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